Cash Management Program

Offering convenience and simplicity in one easy-to-use account.
Cash Management connects your long-term investment relationship with your day-to-day banking needs.

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Key Benefits for You

Convenient access to your cash balance through a Platinum Visa® debit card and checks, with free check orders plus check expense tracking to help with budgeting and planning.
A direct deposit option allows you to easily deposit payroll, Social Security, pension and other recurring payments into your Cash Management account.
eBill Management allows you to receive, review, track, pay and organize all your bills online.
A robust award points program that rewards spending.¹ Access and redeem award points through Baird OnLine for travel, gift cards and merchandise.

Benefits are offered at three levels, based on household assets at Baird: Cash Management Standard, Cash Management Select and Cash Management Premier.

Asset Protection

	Cash Management Standard Household Assets With Baird <$100,000	Cash Management Select Household Assets With Baird $100,000 – <$1,000,000	Cash Management Premier Household Assets With Baird ≥$1,000,000
Minimum Balance	$25,000 in cash and/or securities	$25,000 in cash and/or securities	$25,000 in cash and/or securities
Annual Fee	$150	Complimentary	Complimentary
Awards Points¹	• Award points earned for spending • 75,000 annual cap • Four-year expiration	• Award points earned for spending • 150,000 annual cap • Four-year expiration	• Award points earned for spending and saving • 250,000 annual cap • Four-year expiration
Debit Card	• Platinum Visa® with a purchase limit of $9,999/day • 24/7 fraud protection • ATM access through Visa® networks with a withdrawal limit of $500/day	• Platinum Visa® with a purchase limit of $9,999/day • 24/7 fraud protection • ATM access through Visa® networks with a withdrawal limit of $500/day	• Platinum Visa^® with higher purchase limit of $25,000/day • 24/7 fraud protection • ATM access through Visa^® networks with higher ATM withdrawal limit of $1,500/day²
ATM Fee Rebates	Not available	Rebates for up to 60 ATM transaction fees/year³	Rebates for ATM transaction fees³
Checking	• Expense monitoring • Free checks, 120/order	• Expense monitoring • Free checks, 120/order	• Expense monitoring • Free checks, 120/order
eBill	Available with $50 annual fee	Included – 2,500 bonus award points upon activation²	Included – 2,500 bonus award points upon activation¹
Direct Deposit	Available	Included – 2,500 bonus award points upon activation¹

To learn more about the Cash Management Program, please contact your Baird Financial Advisor. For specific questions about your Cash Management account, call 888-792-7526.

¹Participation is restricted to individuals who are U.S. account holders. Corporations, partnerships and similar accounts are ineligible. However, living trusts are eligible to receive awards points provided the tax I.D. and Social Security number are the same. Please see the complete Award Point Program Rules.

²Subject to the limits of a particular ATM (you may not be able to withdraw the full amount from one machine).

³$10 rebate limit per transaction. Applies to U.S. transactions only.