Retirement Guide
for Women
Build Confidence in Your Retirement
While the details behind the “perfect retirement” might differ from woman to woman, they tend to be centered on one core idea – having the time, freedom and resources to live your life as you choose. But achieving that dream often involves a lot of sleepless nights – especially for women, who often have to do more with less when it comes to saving for retirement.
But even though women face extra challenges when saving for retirement, research has shown that when women are educated on money and investing, they tend to be better investors than their male counterparts. According to recent studies:
Women Tend To Be Better Savers
Research shows that women put 9% of their paychecks into savings and 12.4% into their IRA and brokerage accounts, compared to 8.6% and 11.6% for men.1
Women Tend To Be Better Investors
The same study found that women's portfolios earned 0.4% more annually than men's, which is a difference that could be worth hundreds of thousands of dollars over the course of a career.2
Women Are Taking More Control Over Their Family's Investment Decisions
Baird's 2021 research showed that 85% of all women play an active role in managing their household's investments, and 43% consider themselves as the primary decision-maker.3
That said, there’s no reason you can’t retire the way you want – you just need to plan ahead.
The key is understanding where you are now, where you want to go and what obstacles you might encounter along the way. This guide can teach you everything you need to know about saving for retirement – from building up your current assets, exploring possibilities to generate retirement income, minimizing liabilities in retirement and understanding the role of expenses in retirement.
Let’s get started on your journey so you can retire – with confidence – on your terms.
Baird's Retirement Guide for Women:
Explore the Rest of the Guide:
Build Confidence in Retirement
How We Got Here >>
Understanding Your Wealth: Assets >>
Understanding Your Wealth: Income >>
Understanding Your Wealth: Liabilities >>
Understanding Your Wealth: Expenses >>
Where We Go from Here >>
