In 2023, retirees will see the largest jump in their cost-of-living increases in more than 40 years.
The IRS has raised the limits for gifting, retirement contributions, and other areas of critical importance to you. Here’s what you need to know.
5 strategies on how to talk with your family about wealth and your legacy.
Buying a house? Moving to a new state? There are many good reasons to take another look at your will and estate plans.
Congress will likely be closely divided in 2023, increasing the need for compromise to enact policy.
While recent law changes limit the deduction, in some cases the losses can still reduce your tax bill.
The IRS has deferred a decision on so-called stretch IRAs, meaning beneficiaries are off the hook for the time being.
Here are some easy steps you can take to keep your personal information away from prying eyes.
Discussions around family wealth can be uncomfortable, but they’re critical to preserving your wealth across generations.
Communication among family members is the key to successfully transitioning your wealth.
From credit cards to a HIPAA waiver, here’s how to get your son or daughter started on the right foot as an adult – while keeping some control for yourself as a parent.
With midterms fast approaching, Strategas Head of Washington Research Dan Clifton breaks down the coming elections, potential policy outcomes, and other big themes to watch.
Policy implications of the November 8 midterms vary based on the election outcome scenarios. A good deal of uncertainty remains, particularly with regard to the Senate races.
3 Wealth Transfer Strategies To Consider Before the End of the Year
As we head into the last quarter of an uncertain, volatile year in the markets, Strategas CEO Jason Trennert addresses some of the pressing questions that Baird clients have been asking.
Mike Antonelli and Ross Mayfield discuss the perils in letting the upcoming election influence your portfolio strategy.
You can’t rely on Medicare for some basic elements of your healthcare in retirement, like hearing aids or prescription drugs. Here’s how to make sure you’re covered.
Tax-loss harvesting, Roth conversions, alternatives to traditional charitable giving – after a tough year in the markets, these tax strategies can help ease the pain.
While it might not turn lemons into lemonade, tax-loss harvesting can help you make the most of some poor market performers.
We are increasingly moving into an era of de-globalization, with the US decoupling from China and encouraging its allies to do the same.
Even in a down market, you can still have the retirement you’ve been dreaming of – you just need to be proactive.
Yes, there are more IRS agents in the Inflation Reduction Act, but there are also credits and opportunities for you to take advantage of.
This holiday season, don’t just write a check to your favorite charity. Consider these tax-advantaged strategies that can give you more bang for your buck.
How do you offer money in a way that works for everyone?
U.S. consumer credit card debt recently topped $1 trillion. Here are five tips for getting you back in the black.
When it comes to paying off your student loan debt, you may have more options than you realize.
Earlier in August, Democrats passed a reconciliation bill that focuses on four key areas.
The pandemic and inflation have been hard on America’s small business owners. Here are a few ways to help you make it to the next new normal.
Whether it’s a downturn in the market or planning to cut your heirs’ tax bill, here’s five reasons a Roth IRA conversion might make sense for you.
Inflation impacts different people in different ways. Here’s how to calculate its effect on your budget and financial plans.
In all the emotion following a layoff, it can be hard to know how to protect and maximize your options.
While an office ping-pong table would be nice, your more traditional employment perks might offer more than you realize.
Worried about what a bear market might mean for you? Here are a few financial points to consider.
In this issue of the Wealth Management Mailbag, our market and planning experts answer client questions about making the best of a bear market.
It’s not just for the ultra-wealthy. An estate plan can help you protect your assets, make things easier for your heirs, and minimize your taxes.
As you move from college to your first real job and your own home, these steps can help make sure you’re ready to succeed in the adult world.
Lessons from an age when inflation was anything but groovy.
Common wisdom holds that when stocks go down, bonds should go up – but what if they both go down at the same time?
With a gifting strategy, you can transfer wealth tax-free to your beneficiaries – while you’re still here to see them enjoy it.
A slimmed-down version of Build Back Better takes tax increases off the table through at least 2024.
Want to preserve your financial legacy for future generations? Consider these simple strategies for protecting your assets from your heirs’ creditors and lawsuits.
Strategas partners Nicholas Bohnsack and Dan Clifton address some pressing questions investors face heading into the second half the year.
How big a bite does the IRS take out of your bonus check – and what can you do about it?
Life insurance can be a critical part of comprehensive wealth management plan – if you consider it thoughtfully.
Recessions might be inevitable – it doesn’t mean you need to take them lying down.
There’s nothing wrong with staying young at heart – just make sure you plan for the added complications and expense that come with getting older.
To be sure, investing would be easier if the stock market only went up. However, even down markets can benefit investors in unexpected ways.
With house prices soaring, these tips can help you get the home you want without sacrificing your future.
Negotiations on a slimmed-down “Build Back Better,” which the House passed in November, have resumed behind the scenes.
Concerned about interest rates or inflation as a young investor? Here are five key points to consider for your investments and financial future.
Had a spike in income last year? These tax strategies can help you maximize it – without incurring trouble with the IRS.
From inflation to semiconductor chip shortages, the decision to finance or lease your next car has become much more complicated.
In this issue of the Wealth Management Mailbag, our market and planning experts answer clients’ questions about inflation and cryptocurrency.
President Biden appears to be more open to offering student loan forgiveness ahead of the November elections. However, the move is not guaranteed.
Advice for parents before they agree to take on college debt for their children.
With equity and fixed income markets off to a remarkably rough start this year, Strategas Chairman and CEO Jason Trennert answers a spate of questions that Baird has heard from clients.
With market volatility picking up and a midterm election on the horizon, the Policy Team at Strategas gives some insight into how midterm years typically play out.
If making the max contribution to your 401(k) isn’t enough to make you comfortable about your retirement, here are some further options
Branch Manager Sue Bellehumeur discusses her career journey and what drew her to financial services.
Why you might benefit from a business valuation, when to get it, and other common questions.
Medicare is a program that includes several different forms of health care, some of which are provided by the federal government and some by private insurers. As a result, it can be a fairly complicated program to understand.
Timing the market can be difficult – timing the market in a panic can be devastating.
Congress is looking to build on 2019 efforts to expand employees’ access to retirement plans and to increase retirement savings.
Key questions to help you get started on funding your kids’ education.
Your Medicare costs depend on a variety of factors, and can even change after you begin the program. Here’s how you can keep your costs under control.
Consider these 5 tips before adding an investment property to your portfolio.
When you’re the executor of a loved one’s estate, it can be easy to feel overwhelmed by everything you have to do. Here’s how to break down your tasks into manageable steps.
Worried about how volatility in the markets and the economy will affect your financial plans? Here are some moves to help protect your assets.
We believe that this increased political volatility is a direct result of the elevated economic uncertainty that has stemmed from the crisis. With midterm elections looming and inflation at 40-year highs, we believe this trend is likely to continue in 2022.
It’s your most valuable asset. So make sure you maximize its value before a sale or other business transition.
A conversation with Baird Market Analyst Mike Antonelli about investing at this moment in history.
If the market’s sudden moves have you thinking about getting out, here are some investment strategies to reassure you. Most important: Keep your focus on the long term.
With so much of our business happening online these days, it’s no surprise that hackers put a great deal of effort into trying to access your information. What can you do to protect yourself? Here are a few real-world strategies to keep in mind:
After 20 years, the IRS has updated its life expectancy tables – which means the Required Mimimum Distribution from your retirement account each year is also changing.
Western governments have responded to Russia’s invasion of Ukraine by imposing massive sanctions on Russia. These events have brought a renewed focus on US energy policy.
Focus too much on day-to-day market performance and you could miss the larger trend.
With a little planning, you can avoid leaving money on the table as you switch jobs.
Be still, sad heart! Into each life some rain must fall.
It’s no secret that we’ve had a volatile start to 2022—in the financial markets and in the real world. Strategas Chairman and CEO Jason Trennert discusses recent geopolitical volatility, what it means for inflation and the Fed, and his outlook for equities for the rest of year.
With inflation at 40-year highs, what moves should investors be considering? Here are six strategies to help protect against the corrosive effects of rising prices.
With Russian troops officially entering Ukraine from nearly all directions, it is clear a major geopolitical event is at our doorsteps. We take a look at some potential next steps, likely sanctions, and longer-term implications of the action.
Branch Administrative Supervisor Sheenah Tonga reflects on how she started her career at Baird and her experiences with fertility treatments.
Both political parties have criticized big tech for years without coming to a consensus on how to regulate them. That appears to be changing, but any effort will likely be limited in nature rather than large-scale reform.
The Strategas Washington Research team kicks off 2022 by discussing some key themes for the year ahead and items for investors to watch as the year develops
How divorce or the death of a spouse affects a woman’s 401(k), Social Security and other sources of retirement income.